Loan management & savings

Run your entire lending operation from one place

Microfundmaster helps microfinance banks, SACCOs, and lenders onboard customers, process loans, manage savings, and track portfolio performance — without the spreadsheets and scattered tools.

  • Cloudbased platform
  • IDverification built in
  • AIrisk insights

Built for lending teams who want one place to manage customers, loans, and collections.

The product

One platform. Every stage of lending.

Microfundmaster brings onboarding, lending, savings, and reporting together for microfinance and SACCO teams.

Get started

Register once. Go live when you're approved.

Sign up your institution, upload the documents you need, and start using Microfundmaster once onboarding is complete.

  • Simple company registration
  • Choose your modules upfront
  • Guided setup for your team
  • Go live with one admin account
Company onboarding illustration

Customers

Know your borrowers before you lend.

Keep every customer profile, guarantor, and ID check in one place — so your team always has the full picture.

  • Searchable customer directory
  • Ghana Card & ID verification
  • Guarantors and next of kin
  • Loan and savings history
Customer and KYC illustration

Approvals

Move loans through your team with clarity.

Create applications, review them together, and approve or send back — without losing track of where things stand.

  • Clear approval stages
  • AI-assisted risk insights
  • Flexible loan products
  • Full history on every application
Loan approval workflow illustration

Insights

See how your portfolio is performing.

Track active loans, overdue accounts, and collections from dashboards built for admins, officers, and credit teams.

  • Dashboards tailored to your team
  • Overdue and collection tracking
  • Disbursement overview
  • Exportable reports
Portfolio analytics illustration

Platform capabilities

Everything your lending operation needs

Everything you need to run a modern lending operation — without switching between tools.

  • One workspace

    Customers, loans, savings, and reports in a single portal.

  • Built for teams

    Each team member sees the tools and data they need — nothing more.

  • Stay informed

    Email and SMS alerts for approvals, disbursements, and due dates.

  • Borrower portal

    Customers check balances, repay, and download statements online.

  • Verify identities

    Confirm Ghana Card and other IDs before you lend.

  • Pay as you grow

    Turn on only the modules your institution needs.

Modules

Subscribe only to what you use

Start with loans and CRM, then add savings, reporting, or AI when you're ready.

  • Onboarding

    Register your institution and get approved to go live.

  • CRM & KYC

    Customer profiles with built-in identity verification.

  • Loans

    Products, applications, and tracking from draft to closed.

  • Approvals

    Route applications through your credit team with clear status.

  • Payments

    Disburse and collect via bank transfer or mobile money.

  • Savings

    Savings accounts, deposits, and statements for borrowers.

  • AI insights

    Risk scores and recommendations to speed up decisions.

  • Reports

    Portfolio and collection reports, ready to export.

How it works

From registration to repayment

  1. 01

    Sign up

    Register your company and choose the modules you need.

  2. 02

    Add customers

    Build profiles, verify IDs, and capture loan details.

  3. 03

    Process loans

    Create applications, review, and approve in one flow.

  4. 04

    Disburse & collect

    Pay out loans and track repayments as they come in.

Who it's for

Trusted by lending institutions

Microfinance banksSACCOs & cooperativesDigital lendersCredit unionsCommunity banksFintech lenders

What loan types are supported?

Standard installment loans and flexible repayment plans — with schedules generated automatically.

How does approval work?

Applications move through your credit team step by step. Approve, reject, or send back for changes.

Is identity verification included?

Yes — verify Ghana Card and other government IDs before disbursing a loan.

Can customers access their accounts?

Borrowers get a simple portal to view loans, make repayments, and download statements.

Ready to modernize your lending stack?

Set up your company and start processing loans in days — not months.

Get started free